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When you’re looking to buy a home, the first thing most home buyers do is start the process of house hunting. However, experience proves that this is one of the last steps you should be taking if you want to get the most home for the least amount of money. In fact, shopping for the best financing should start long before you start shopping for a home.
Your very first step that you should take is to Get Pre-Approved for a Mortgage. Once obtained, your Pre-Approval will insure that you receive the best financing rates when you buy a home.
Getting pre-approved for a mortgage will give you a number of important benefits including emotional security in the house-hunting process, and insurance against rising interest rates in the market place. Pre-approval is easy, and can give you complete peace-of-mind when shopping for your home. Mortgage brokers can obtain written pre-approval for you at no cost and no obligation.
More than just a verbal approval from your lending institution, a written pre-approval is as good as money in the bank. It entails a completed credit application, and a certificate which guarantees you a mortgage to the specified level when you find the home you’re looking for. Pre-approval means no last minute shopping around for money and rates. With a pre-approved mortgage, if rates go up, you still get the pre-approved rate, but if rates go down, you receive the lower rate.
Simply click the button below to get a quick glimpse of current home loans out there.
If you have any questions or comments, please don't hesitate to call us direct.
We love our customers, so feel free to call us to set up your own private consultation during normal business hours. We do Virtual Consultations too!
28251 Leticia, Mission Viejo, California 92692, United States
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