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  • Home
  • About
    • Our Services
    • Our Agents
    • Our Founders
    • Our Blog
    • Our Featured Properties
    • Our Referral Guarantee
    • Our Home Buyer Guarantee
    • Our Home Seller Guarantee
    • Our Home Seller Special
  • Search
    • FREE MLS Home Search
    • OC Luxury Homes for Sale
    • IE Luxury Homes for Sale
    • LA County Luxury Homes
    • San Diego Luxury Homes
    • California Luxury Homes
  • Selling
    • Instant Seller Reports
    • FREE Home Evaluation
    • 10 Questions Agents Hate
    • 27 Home Seller Tips
    • Downsizing Tips
    • Have Difficulty Selling
    • Home Seller Divorce Tips
    • Home Seller Mistakes
    • Pass Your Home Inspection
    • Sell Your Home Yourself
  • Buying
    • Instant Buyer Reports
    • Home Mortgage Rates
    • FREE Fixer-Upper Hotlist
    • 6 Buyer Mistakes to Avoid
    • 9 Buyer Traps to Avoid
    • 13 Extra Buyer Costs
    • Home Buyer Divorce Tips
    • How to Save 1000s Buying
    • How to Stop Paying Rent
    • Upsizing Errors to Avoid
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Compare Home Mortgage Rates

Compare California Mortgage & Refinance Rates

Step #1: Get Pre-Approved for a Mortgage

When you’re looking to buy a home, the first thing most home buyers do is start the process of house hunting. However, experience proves that this is one of the last steps you should be taking if you want to get the most home for the least amount of money. In fact, shopping for the best financing should start long before you start shopping for a home.

Your very first step that you should take is to Get Pre-Approved for a Mortgage. Once obtained, your Pre-Approval will insure that you receive the best financing rates when you buy a home.

Getting pre-approved for a mortgage will give you a number of important benefits including emotional security in the house-hunting process, and insurance against rising interest rates in the market place. Pre-approval is easy, and can give you complete peace-of-mind when shopping for your home. Mortgage brokers can obtain written pre-approval for you at no cost and no obligation.

More than just a verbal approval from your lending institution, a written pre-approval is as good as money in the bank. It entails a completed credit application, and a certificate which guarantees you a mortgage to the specified level when you find the home you’re looking for. Pre-approval means no last minute shopping around for money and rates. With a pre-approved mortgage, if rates go up, you still get the pre-approved rate, but if rates go down, you receive the lower rate.

Compare Current Interest Rates

Simply click the button below to get a quick glimpse of current home loans out there.

If you have any questions or comments, please don't hesitate to call us direct.

California Mortgage & Refi Rates

Mortgage Lenders

Our Preferred Mortgage Lenders

Charter Pacific Lending Corp | Costera Luxury Properties
Spec Home Loans | Costera Luxury Properties
Pacific Mortgage Loans | Costera Luxury Properties
Wells Fargo Home Mortgage | Costera Luxury Properties
Rocket Mortgage by Quicken Loans | Costera Luxury Properties

Southern California Luxury Real Estate

Home mortgage interest rates and information | Costera Luxury Properties

Costera Real Estate

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Costera Luxury Properties

28251 Leticia, Mission Viejo, California 92692, United States

949.400.1072 | CosteraRealty@gmail.com

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